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Frequently asked questions.

Answers to your questions, every step of the way.

How is VLUX Capital different from a typical mortgage broker?

VLUX operates as a financial architecture firm, not a transactional brokerage. We design lending solutions for your entire financial ecosystem—residential, investment, and commercial. Unlike typical brokers who exit at settlement, we remain long-term partners to refine your strategy as your portfolio evolves.

Who does VLUX work with?

We partner with homeowners, investors, self-employed professionals, and business operators. We differ by focusing on clients who require structured lending guidance and a strategic, portfolio-focused approach to their financial progression.

Can VLUX assist with complex or multiple-property structures?

Yes, this is our specialty. We analyze your full financial position to design lending pathways that support both immediate goals and long-term expansion. We ensure every property and liability is structured to maximize your portfolio’s potential.

Does VLUX charge a fee for services?

Generally, our services are remunerated by the lender. However, for complex structuring or specialized scenarios, a bespoke fee may apply. This is always discussed with full transparency before we begin.

How long does the VLUX process typically take?

While lender timelines vary, most applications move from submission to approval within a matter of days. We provide a customized timeline during your initial consultation so you know exactly what to expect.

How is VLUX Capital different from a typical mortgage broker?

VLUX operates as a financial architecture firm, not a transactional brokerage. We design lending solutions for your entire financial ecosystem—residential, investment, and commercial. Unlike typical brokers who exit at settlement, we remain long-term partners to refine your strategy as your portfolio evolves.

Who does VLUX work with?

We partner with homeowners, investors, self-employed professionals, and business operators. We differ by focusing on clients who require structured lending guidance and a strategic, portfolio-focused approach to their financial progression.

Can VLUX assist with complex or multiple-property structures?

Yes, this is our specialty. We analyze your full financial position to design lending pathways that support both immediate goals and long-term expansion. We ensure every property and liability is structured to maximize your portfolio’s potential.

Does VLUX charge a fee for services?

Generally, our services are remunerated by the lender. However, for complex structuring or specialized scenarios, a bespoke fee may apply. This is always discussed with full transparency before we begin.

How long does the VLUX process typically take?

While lender timelines vary, most applications move from submission to approval within a matter of days. We provide a customized timeline during your initial consultation so you know exactly what to expect.