1. Introduction
Welcome to VLUX Capital. These Terms and Conditions ("Terms") govern your access to and use of our website and services. By accessing our digital platform or engaging with our frameworks (VLUX Foundation, Ventures, and Prime), you agree to comply with and be bound by these Terms.
2. Intellectual Property & Proprietary Frameworks
The content on this website—including but not limited to the VLUX "Financial Architecture" methodology, the specific definitions of our frameworks (Foundation, Ventures, Prime), text, logos, graphics, and design aesthetics—is the exclusive property of VLUX Capital.
These materials are protected by copyright and intellectual property laws. You may not reproduce, distribute, or exploit any aspect of our branding or proprietary lending methodologies without prior written consent from VLUX Capital.
3. Use of Services
By using this website, you confirm that you are at least 18 years of age and possess the legal authority to enter into this agreement. You agree to use this platform solely for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of this site by, any third party.
4. No Financial Advice (General Information Only)
The content provided on the VLUX Capital website is for general informational and educational purposes only. It outlines our philosophy on financial architecture and lending structures.
Nothing on this website constitutes personal financial, legal, or taxation advice.
While we strive for precision, viewing this website does not create a broker-client relationship. A formal relationship and specific lending advice are only established once you have completed a consultation and engaged our services directly. We recommend seeking independent professional advice before making financial decisions based on general information.
5. Limitation of Liability
VLUX Capital provides this website on an "as is" and "as available" basis. While we prioritize accuracy and clarity, we make no representations or warranties of any kind, express or implied, regarding the operation of the site or the information, content, or materials included.
To the full extent permissible by law, VLUX Capital will not be liable for any damages of any kind arising from the use of this site, including but not limited to direct, indirect, incidental, punitive, and consequential damages.
6. Third-Party Links & Partners
Our website may contain links to external websites, including those of our lending partners or industry aggregators. These links are provided for your convenience and strategic alignment. VLUX Capital does not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party sites.
7. User Submissions
If you submit information via our "Begin" forms or provide feedback/testimonials, you grant VLUX Capital a license to use this information for operational purposes (such as assessing your lending position) or, in the case of testimonials, for promotional display, provided personal identifiers are managed in accordance with our Privacy Policy.
8. Termination
We reserve the right to terminate or suspend your access to our website immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.
9. Changes to Terms
VLUX Capital reserves the right to modify these Terms at any time to reflect changes in our operational practices, legal requirements, or the evolution of our services. Your continued use of the website following any changes constitutes acceptance of the new Terms.
10. Governing Law
These Terms are governed by and construed in accordance with the laws of New South Wales, Australia. Any disputes arising from these Terms or your use of the website will be subject to the exclusive jurisdiction of the courts of New South Wale